NaverPay Digital Wallet Payment (Checkout)

NaverPay digital wallet payment is a service that processes payments through NaverPay.

Test Key Information


API Information

POST/corp/main.do
Content-Typeapplication/x-www-form-urlencoded
테스트https://tbnpg.settlebank.co.kr/corp/main.do
운영https://npg.settlebank.co.kr/corp/main.do

Important Notes

NOTE

NaverPay sandbox notice

A Naver account is required to test NaverPay.
NOTE

Subscription notice

To use subscription payments, use a merchant ID with the subscription service configured and set autoPayType=A. Upon successful payment, a billKey is issued, which can be used to call the Charge Subscription API. A separate application through a sales representative is required.
  • Login with a Naver account is required for NaverPay payment.
  • NaverPay does not distinguish between points and money; only the combined amount (trdAmt) is provided. Cash receipts are issued only for the amount excluding complimentary points (issued via events/promotions), so the response csrcAmt (cash receipt issuance amount) may be less than trdAmt.

Request Parameters

타입 표기법
N숫자A영문H한글AN영문+숫자AHN영문+한글+숫자
예: AN(10) = 영문+숫자, 최대 10byte

Required Parameters

mchtIdAN(10)Alphanumeric, up to 10 bytes*
Unique merchant ID assigned by Hecto Financial
hecto_test: NaverPay digital wallet payment test nxnvp_auto: Subscription payment test
methodAN(20)Alphanumeric, up to 20 bytes*
Payment method code
*Fixed value
corpPayCodeAN(3)Alphanumeric, up to 3 bytes*
Digital wallet provider code
*NaverPay: NVP
trdDtN(8)Numeric, up to 8 bytes*
Request date (yyyyMMdd)
trdTmN(6)Numeric, up to 6 bytes*
Request time (HH24MISS)
mchtTrdNoAN(100)Alphanumeric, up to 100 bytes*
Unique order number generated by the merchant (no Korean characters)
mchtNameAHN(100)Alphanumeric + Korean, up to 100 bytes*
Merchant name
pmtPrdtNmAHN(128)Alphanumeric + Korean, up to 128 bytes*
Product name
trdAmtN(12)Numeric, up to 12 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64
Transaction amount
notiUrlAN(250)Alphanumeric, up to 250 bytes*
Webhook endpoint URL for server-to-server payment result delivery
nextUrlAN(250)Alphanumeric, up to 250 bytes*
URL to redirect to after the payment result screen
*Redirected when a button inside the checkout is clicked. Use the outStatCd value to check whether the payment succeeded (0021) or failed (0031).
cancUrlAN(250)Alphanumeric, up to 250 bytes*
URL to redirect to when the customer clicks the X button in the checkout
*Browser close and back navigation are not detected.
pktHashAN(200)Alphanumeric, up to 200 bytes*SHA-256(실시간 생성)
Hash value generated using SHA256
NOTE

Hash generation combination

mchtId + method + mchtTrdNo + trdDt + trdTm + trdAmt (plaintext) + hashKey

Optional Parameters

taxTypeCdA(1)Alphabetic, up to 1 bytes
Tax exemption status. Follows merchant settings if left blank.
N: Taxable Y: Tax-exempt G: Mixed tax
taxAmtN(12)Numeric, up to 12 bytesAES-256AES-256/ECB/PKCS5Padding + Base64
Taxable amount (required for mixed tax)
vatAmtN(12)Numeric, up to 12 bytesAES-256AES-256/ECB/PKCS5Padding + Base64
VAT amount (required for mixed tax)
taxFreeAmtN(12)Numeric, up to 12 bytesAES-256AES-256/ECB/PKCS5Padding + Base64
Non-taxable amount (required for mixed tax)
mchtParamAHN(4000)Alphanumeric + Korean, up to 4000 bytes
Merchant reserved field (returned as-is when result is delivered)
mchtCustIdAN(50)Alphanumeric, up to 50 bytesAES-256AES-256/ECB/PKCS5Padding + Base64
Merchant customer ID
appSchemeAN(100)Alphanumeric, up to 100 bytes
App scheme used when building a proprietary app
corpPayTypeA(5)Alphabetic, up to 5 bytes
Payment method selection
CARD: Card payment POINT: Naver Points
*If left blank, the customer selects the payment method on the bridge page.
cashRcptUIYnA(1)Alphabetic, up to 1 bytes
Whether to display the cash receipt issuance page
Y: Display cash receipt issuance page N: Do not display
*Set to Y if a cash receipt is needed for NaverPay Point (POINT) payment
autoPayTypeA(1)Alphabetic, up to 1 bytes
Automatic payment type
A: Automatic payment (subscription)
*Required when using a merchant ID with the subscription service configured. Requires separate application through a sales representative.

Response Parameters

When payment is completed or fails, the parameters below are delivered via redirect to nextUrl. When the customer clicks the X button inside the checkout, they are redirected to cancUrl. Browser close and back navigation are not detected.

타입 표기법
N숫자A영문H한글AN영문+숫자AHN영문+한글+숫자
예: AN(10) = 영문+숫자, 최대 10byte

Common Response

mchtIdAN(10)Alphanumeric, up to 10 bytes*hecto_test
Merchant ID
outStatCdAN(4)Alphanumeric, up to 4 bytes*0021
Transaction status code
0021: Success 0031: Failure
outRsltCdAN(4)Alphanumeric, up to 4 bytes*0000
Result code
outRsltMsgAHN(200)Alphanumeric + Korean, up to 200 bytes*Processed successfully.
Result message
methodAN(20)Alphanumeric, up to 20 bytes*corp
Payment method
mchtTrdNoAN(100)Alphanumeric, up to 100 bytes*NAVER20211231100000
Merchant order number
mchtCustIdAN(50)Alphanumeric, up to 50 bytesAES-256AES-256/ECB/PKCS5PaddingHongGilDong
Merchant customer ID
*실제 응답값은 AES-256 암호화된 값입니다. 복호화 후 사용하세요.
trdNoAN(40)Alphanumeric, up to 40 bytes*STFP_PGPZhecto_test0211129135810M1494620
Hecto Financial transaction number
trdAmtN(12)Numeric, up to 12 bytes*AES-256AES-256/ECB/PKCS5Padding1000
Transaction amount
*실제 응답값은 AES-256 암호화된 값입니다. 복호화 후 사용하세요.
mchtParamAHN(4000)Alphanumeric + Korean, up to 4000 bytesname=HongGilDong&age=25
Field value from the request returned as-is in the response
authDtN(14)Numeric, up to 14 bytes20211231100000
Approval datetime
csrcAmtN(12)Numeric, up to 12 bytes*AES-256AES-256/ECB/PKCS5Padding1000
Cash receipt issuance amount
*May be less than trdAmt because complimentary points (issued via events/promotions) are excluded from NaverPay point/money payment amounts
*실제 응답값은 AES-256 암호화된 값입니다. 복호화 후 사용하세요.
billKeyAN(50)Alphanumeric, up to 50 bytesSBILL_0123456789
Subscription Key (issued for subscription payment)
*Issued when using a merchant ID with the subscription service configured. Requires separate application through a sales representative.

Webhook (Payment Result)

After payment is completed, Hecto Financial sends a webhook to your server.

NOTE

Webhook reference

For NaverPay payment result webhook parameters and processing method, see the Webhook document.
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