Payment Capture API

Request a direct debit payment from an enrolled account, or void / refund an approved payment.


Payment Capture

Execute a direct debit withdrawal from an enrolled account to capture payment.

API Information

POST/v1/api/pay/confirm
Content-Typeapplication/json; charset=UTF-8
테스트https://tbnpay.settlebank.co.kr/v1/api/pay/confirm
운영https://npay.settlebank.co.kr/v1/api/pay/confirm

Request Parameters

타입 표기법
N숫자A영문H한글AN영문+숫자AHN영문+한글+숫자
예: AN(10) = 영문+숫자, 최대 10byte
└hdInfoAN(50)Alphanumeric, up to 50 bytes*
Message information code.
*Fixed value
└mchtIdAN(8)Alphanumeric, up to 8 bytes*
Merchant ID.
└mchtTrdNoAN(100)Alphanumeric, up to 100 bytes*
Merchant order number (no Korean characters).
└mchtCustIdAN(100)Alphanumeric, up to 100 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Customer ID.
└reqDtAN(8)Alphanumeric, up to 8 bytes*
Request date (yyyyMMdd).
└reqTmAN(6)Alphanumeric, up to 6 bytes*
Request time (HH24MISS).
└trdAmtAN(13)Alphanumeric, up to 13 bytes*
Payment amount.
└bankCdAN(3)Alphanumeric, up to 3 bytes*
Debit bank code (bank code of the enrolled account).
└custAcntKeyAN(50)Alphanumeric, up to 50 bytes
Account key — unique identifier for the enrolled direct debit account.
└splAmtN(13)Numeric, up to 13 bytes
Supply amount (pre-tax amount).
└vatN(13)Numeric, up to 13 bytes
Value-added tax amount.
└svcAmtN(13)Numeric, up to 13 bytes
Service charge amount.
└pmtPrdtNmAN(100)Alphanumeric, up to 100 bytes
Product name (Korean: 3 bytes per character).
└custAcntSumryAN(30)Alphanumeric, up to 30 bytes
Bank statement descriptor (Korean: 3 bytes per character).
└csrcIssReqYnA(1)Alphabetic, up to 1 bytes
Cash receipt issuance flag.
Y: Issue N: Do not issue
└csrcIssPsblYnA(1)Alphabetic, up to 1 bytes
Cash receipt issuance eligibility flag.
Y: Eligible N: Not eligible
└taxTypeCdA(1)Alphabetic, up to 1 bytes
Tax exemption flag (required when csrcIssReqYn is Y).
Y: Tax-exempt N: Taxable
└csrcRegPrposYnN(1)Numeric, up to 1 bytes
Cash receipt purpose (required when csrcIssReqYn is Y).
0: Income deduction 1: Expense proof
└csrcRegNoDivCdN(1)Numeric, up to 1 bytes
Cash receipt identifier type (required when csrcIssReqYn is Y).
1: Card number 2: Resident registration number 3: Business registration number 4: Mobile phone number
└csrcRegNoAN(20)Alphanumeric, up to 20 bytesAES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Cash receipt identifier value (required when csrcIssReqYn is Y).
*Actual value corresponding to csrcRegNoDivCd
└rglPmtYnA(1)Alphabetic, up to 1 bytes
Recurring billing flag — set to Y to issue a recurring billing key.
Y N
└rglEdDtAN(8)Alphanumeric, up to 8 bytes
Recurring billing end date (yyyyMMdd).
└addDdtTypeCdA(1)Alphabetic, up to 1 bytes
Additional deduction type.
Y: Public transit C: Books and performance fees
└cupDepositAmtN(13)Numeric, up to 13 bytes
Cup deposit amount (included in the transaction amount).
└cmsCdAN(16)Alphanumeric, up to 16 bytes
Additional authentication unique number.
└custIpAN(15)Alphanumeric, up to 15 bytes
Customer IP address.
└pktHashAN(200)Alphanumeric, up to 200 bytes*SHA-256(실시간 생성)
SHA-256 HMAC signature.
NOTE

Signature composition

mchtId + mchtCustId + reqDt + reqTm + trdAmt (plaintext) + bankCd + hashKey

Response Parameters

└outStatCdAN(4)Alphanumeric, up to 4 bytes*0021
Transaction status code.
0021: Success 0031: Failure
└outRsltCdAN(4)Alphanumeric, up to 4 bytes*0000
Decline code.
└outRsltMsgAN(300)Alphanumeric, up to 300 bytes*Processed successfully.
Result message.
└trdNoAN(40)Alphanumeric, up to 40 bytes*STFP_FIRM12345678901234567890
Transaction reference number — use as the original transaction number when voiding.
└trdAmtN(13)Numeric, up to 13 bytes*1000
Debited transaction amount.
└mchtTrdNoAN(100)Alphanumeric, up to 100 bytes*OID201902210001
Merchant order number.
└rglChrgKeyAN(32)Alphanumeric, up to 32 bytesRGL_KEY_12345
Recurring billing key (issued when rglPmtYn is Y).
└svcDivCdN(4)Numeric, up to 4 bytes*1
Service used for payment.
1: Firm Banking
└custAcntNoAN(15)Alphanumeric, up to 15 bytes*234**********123
Account number (masked).
└macntNoAN(24)Alphanumeric, up to 24 bytesAES-256AES-256/ECB/PKCS5Padding
Master account number.
*실제 응답값은 AES-256 암호화된 값입니다. 복호화 후 사용하세요.

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