Mobile Identity Verification Request API

Sends a mobile identity verification request from the merchant server to Hecto Financial. Supports both SMS (6-digit OTP) and APP-based verification.

This service is available exclusively for Easy Cash Direct Debit enrollment with Hecto Financial.


API Information

POST/v1/api/auth/mobile/req
Content-Typeapplication/json; charset=UTF-8
테스트https://tbnpay.settlebank.co.kr/v1/api/auth/mobile/req
운영https://npay.settlebank.co.kr/v1/api/auth/mobile/req

Request Parameters

타입 표기법
N숫자A영문H한글AN영문+숫자AHN영문+한글+숫자
예: AN(10) = 영문+숫자, 최대 10byte
hdInfoAN(50)Alphanumeric, up to 50 bytes*
Message type code. Fixed value.
*Fixed value
mchtIdAN(8)Alphanumeric, up to 8 bytes*
Merchant ID.
mchtCustIdAN(100)Alphanumeric, up to 100 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Customer ID. AES-256 encrypted.
reqDtAN(8)Alphanumeric, up to 8 bytes*
Request date (yyyyMMdd).
reqTmAN(6)Alphanumeric, up to 6 bytes*
Request time (HH24MISS).
uiiAN(10)Alphanumeric, up to 10 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Date of birth (yymmdd) + gender digit, or business registration number (10 digits). AES-256 encrypted.
telecomCdN(1)Numeric, up to 1 bytes*
Mobile carrier code.
1: SKT 2: KT 3: LGT 4: SKT MVNO 5: KT MVNO 6: LGT MVNO
cphoneNoAN(11)Alphanumeric, up to 11 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Mobile phone number (no hyphens). AES-256 encrypted.
mchtCustNmAN(60)Alphanumeric, up to 60 bytes*AES-256AES-256/ECB/PKCS5Padding + Base64 (Standard)
Customer name (Korean: 3 bytes per character). AES-256 encrypted.
authMthdCdN(1)Numeric, up to 1 bytes*
Verification method.
1: SMS 2: APP
custIpAN(15)Alphanumeric, up to 15 bytes
Customer IP address.
pktHashAN(200)Alphanumeric, up to 200 bytes*SHA-256(실시간 생성)
SHA-256 HMAC signature.
NOTE

Signature Composition

mchtId + mchtCustId + reqDt + reqTm + uii + cphoneNo + authMthdCd + hashKey

Response Parameters

outStatCdAN(4)Alphanumeric, up to 4 bytes*0021
Transaction status code.
0021: Success 0031: Failure
outRsltCdAN(4)Alphanumeric, up to 4 bytes*0000
Decline code.
outRsltMsgAN(300)Alphanumeric, up to 300 bytes*Processed successfully.
Result message.
tidAN(50)Alphanumeric, up to 50 bytes*settlebank20190430034655251226
Identity verification key. Used in the verification confirmation request.
trdNoAN(40)Alphanumeric, up to 40 bytes*STFP_FIRM12345678901234567890
Transaction reference number.
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